compare the income statement items of these three different banks and explain the different regulatory bodies and accounting standards they used

f. statements of bahrein bank islam.pdf - Adobe Acrobat Reader DC X File Edit View Sign Window Help Home Tools Maybank_Islamic_... f.statements of ban... f. statements of ba... x (? Sign In 63 / 154 O + 72% CONSOLIDATED STATEMENT OF INCOME A FOR THE YEAR ENDED 31 DECEMBER 2019 Search 'Watermark' Export PDF 2019 2018 Note BD'000 BD'OOO INCOME Income from financing 18 45,464 43,110 Adobe Export PDF Income from investment in Sukuk 11,932 10,829 Convert PDF Files to Word Total income from jointly financed assets 57,396 53,939 or Excel Online Return on equity of investment accountholders (33,071) 40,440) Group's share as Mudarib 23,001 27,223 Net return on equity of investment accountholders 14.5 10,070) (13,217) Select PDF File Group's share of income from jointly financed assets (both as mudarib and investor) 47,326 40,722 Expense on placements from financial institutions (4,315) (2,043) f. statemen..k islam.pdf X Expense on placements from non-financial institutions and individuals (5,944) 779) Expense on borrowings from financial institutions (2,386) (4,034) Convert to Fee and commission income, net 5,916 5,394 Income from investment securities 19 613 216 Microsoft Word (*.docx) v Income from investment in real estate 20 (274) (556) Share of results of associates, net 7 133 ) 86 Other income 21 1,49 4,372 Document Language: Total income 42,294 43,378 English (U.S.) Change EXPENSES Staff costs 14,119 12,588 Depreciation ,353 1,473 Create, edit and sign PDF Other expenses 22 610 9.041 forms & agreements Total expenses 25,082 23,102 Profit before impairment allowances 17,212 20,276 Impairment allowance, net 23 (10,998) (8,895) PROFIT FOR THE YEAR 6,214 11,381 Try 7-Days Free BASIC AND DILUTED EARNINGS PER SHARE (fils) 25 5.91 10.83 Type here to search O 9 P W ?) ~ Job ( ) ENG 10:08 AM 20/10/2020& f.statements of bank islam.pdf - Adobe Acrobat Reader DC X File Edit View Sign Window Help Home Tools Maybank_Islamic_... f.statements of ban... x f. statements of ba... 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Sign In 160 (15 of 192) + 67% A 160 BANK ISLAM MALAYSIA BERHAD INTEGRATED ANNUAL REPORT 2019 Search 'Watermark' FINANCIAL REPORT STATEMENTS OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME Export PDF for the financial year ended 31 December 2019 2019 Group 2018 Bank Adobe Export PDF 2019 2018 Note RM'000 RM'000 RM'000 RM'000 Convert PDF Files to Word Income derived from investment of depositors' funds 24 2,757,704 2,601,825 2,757,704 2,601,825 or Excel Online Income derived from investment account funds 25 395,664 257,915 395,664 257,915 Income derived from investment of shareholders' funds 26 490,882 476,277 462,227 442,331 Net allowance for impairment on financing and advances, net of recoveries 27 (83,688) (83,688) (81,454) Select PDF File (81,454) Net allowance for impairment on other financial assets (3,760) (3,760) Direct expenses (16,444) (17,870) (16,444) 17,870 f.statemen..k islam.pdf X Total distributable income 3,540,358 3,236,736 3,511,703 3,202,790 Wakalah fees from restricted investment accounts 16 446 485 44 485 Income attributable to depositors 20 (1,376,324) (1,289,275) (1,376,599) (1,289,542) Convert to Income attributable to investment account holders (175,621) (94,559) (175,621) (94,559) v Total net income 1,988,859 1,853,387 1,959,929 1,819,174 Microsoft Word (*.docx) Personnel expenses 30 (662,393) (595,319) (648,838) (583,460) Other overhead expenses 31 (395,006) 391,099 (381,653) (370,766) Document Language: 931,460 866,969 929,438 364,948 Finance cost 34 (87,980) (56,711) 87,980) (56,711) English (U.S.) Change Profit before zakat and tax 843,480 810,258 841,458 808,237 Zakat (11,000) (13,664) (10,796) (13,530) Tax expense 35 (204,871) (202,707) (204,659) (204,179) Create, edit and sign PDF Profit for the year 27,609 593,887 626,003 590,528 forms & agreements Earnings per share (sen) 36 25.00 23.96 Try 7-Days Free Type here to search 9 9 P W > - " ( )) ENG 10:07 AM 20/10/2020Maybank_Islamic_Audited_Fin_Statement_FY2019.pdf - Adobe Acrobat Reader DC X File Edit View Sign Window Help Home Tools Maybank_Islamic_... x f.statements of ban... f. statements of ba... 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Sign In 56 / 229 (+ 70% Income statement For the year ended 31 December 2019 Search 'Watermark' Note 2019 2018 Export PDF RM'000 RM'000 Income derived from investment of depositors' funds 25 9,538,085 8,831,807 Income derived from investment of Adobe Export PDF investment account funds 26 1,051,729 1,099,068 Convert PDF Files to Word Income derived from investment of 27 426,290 430, 134 or Excel Online shareholder's funds Writeback of/(allowances for) impairment losses on financing and advances, net 28(1) 282,866 (375,246) Select PDF File (Allowances for)/writeback of impairment losses on financial investments, net 28(ii) (3,954) 7,537 Maybank_1..FY2019.pdf X Writeback of impairment losses on other financial assets, net 28(iii) 167 Total distributable income 11,295,016 9,993,467 Convert to Profit distributed to depositors 29 (5,557,966) (5,029,737) Profit distributed to investment Microsoft Word (*.docx) v account holders (566,816) (597,724) Total net income 5,170,234 4,366,006 Document Language: Overhead expenses 30 32 (1,453,793) (1,417,570) Finance cost 416,622 (343,485) English (U.S.) Change Profit before taxation and zakat 3,299,819 2,604,95 Taxation 33 (750,239) (605,683) Zakat (30,351 (23,658) Profit for the year 2.519,229 1,975,610 Create, edit and sign PDF forms & agreements Earnings per share attributable to equity holder of the Bank - basic/diluted (sen) 34 743.3 655.4 Try 7-Days Free Type here to search O 9 P O W . 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