Comparing cash flows streams You have just joined the investment banking firm of Dewey. Cheatum, and Howe. They have offered you two different salary arrangements. You can have $90,000 per year for the next two years, or you can have $77,000 per year for the next two years along with $20,000 signing bounce today. The bounce is paid immediately, and the salary is paid in equal amounts at the end of each month. If the interest rate is 7% compounded monthly, which do you prefer?