Compensating balances. Select one O a generate returns to customers from interest bearing accounts O b. are created by having a zero-balance sweep account O c. are used by banks as a substitute for charging service fees O d. are used to reward new accounts A firm's current ratio is 1.25. What effect will short-term borrowing at year-end have on the current ratio? Select one: O O O O a. It would decrease b. It would increase c. It would be unaffected d. Not enough information to be able to determine the effect