Complete the following questions in the space provided: You are a commercial loans officer at a major bank. It is November 1, 2020. Christmas Chocolate Shop, located in Regina, has approached you with a request for a loan. The company manager brought in a balance sheet and a listing of income statement account balances. The company's year-end is October 31. Prepare a report for your manager with the following: a. Complete an income statement in proper format. b. Is this a low or high risk loan? c. Provide financial analysis on the balance sheet (ratios) d. Discuss any non-financial factors you may think are important. e. Recommend whether to provide the loan and why?