Complete the following using present value. (Use the Table 12.3.) Note: Do not round intermediate calculations. Round the "PV factor" to 4 decimal places and final answer to the nearest cent. $ Amount desired at end of period 22,100 Length of time 19 years Rate 9% Compounded Annually On PV Table 12.3 Periods used Rate used % PV factor used PV of amount desired at end of period