completely depleted when you are 80 years old. (Click the icon to view the present value annuity table.) (Click the icon to view the future value annuity table.) (Click the icon to view the present value table.) (Click the icon to view the future value table.) The present value is S Over the course of your retirement you will be withdrawing $8,600,000. However, by age 40 you only need to have invested These numbers are different because: A. You need to have the same accumulated as you will withdraw because you will not earn further interest on your investment when you reach retirement. D. None of the above. dollar.) You must pay $ into the investment each year for the first 15 years