Compute for the present value of each option. You just won the PCSO lotto. To receive your winnings, you must select only one of the following choices: (1) You can receive 5,000,000 a year at the end of each of the next 25 years; or (2) You can receive a one-time payment of 100,000,000 today. Assume that the current interest rate is 2.5%.