Compute the amount that can be borrowed under each of the following circumstances: $($PV of $$1,FV$ of $$1,$PVA of $$1,$ and FVA of $$1)$ Note: Use appropriate factor$($s$)$ from the tables provided. Round your "Table value" to $4$ decimal places.

A promise to repay $$99,000$ ten years from now at an interest rate of $10\%.$

An agreement to make three separate annual payments of $$12,000,$ with the first payment occurring $1$ year from now. The annual interest rate is $5\%.$

$\backslash$table$[[$Option $1,$Table Value,Amount,Present Value$],[$Loan amount,,,$$,0],[$Option $2,$Table Value,Amount,,$],[$Annual payments,,,,$0]]$