Compute the amount that can be borrowed under each of the following circumstances: $($PV of $$1,$ FV of $$1,$ PVA of $$1,$ and FVA of $$1)($Use appropriate factor$($s$)$ from the tables provided. Round your "Table value" to $4$ decimal places.$)$

A promise to repay $$97,000$ four years from now at an interest rate of $10\%.$

An agreement to make three separate annual payments of $$10,000,$ with the first payment occurring $1$ year from now. The annual interest rate is $8\%.$

$\backslash$table$[[$Option $1,$Table Value,Amount,Present Value$],[$Loan amount,,,$],[,],[$Option $2,$Table Value,Amount,Present Value$],[$Annual payments,,,$]]$