Compute the amount that can be borrowed under each of the following circumstances: (PV of $1, FV of $1, PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided. Round your "Table value" to 4 decimal places.) A promise to repay $97,000 three years from now at an interest rate of 7%. An agreement made on February 1, 2016, to make three separate payments of $14,000 on February 1 of 2017, 2018, and 2019. The annual interest rate is 3%.