Compute the debt-to-equity ratio for each company as of December 31, 2020. Which company relies more on creditor financing?

($ Millions)	Coffee	Tea
Total liabilities, 2020	$66,012	$ 79,366
Total current liabilities, 2020	$14,601	$ 23,372
Total liabilities, 2019	$65,283	$ 63,679
Total current liabilities, 2019	$26,973	$ 20,461
Total assets, 2020	$87,296	$ 92,918
Total current assets, 2020	$19,240	$ 23,001
Total assets, 2019	$86,381	$ 78,547
Total current assets, 2019	$20,411	$ 17,645
Revenue, 2020	$33,014	$ 70,372
Net income, 2020	$7,747	$ 7,120