Compute the future value in year 9 of a $4,200 deposit in year 1 and another $3,700 deposit at the end of year 5 using an 9 percent interest rate. (Do not round intermediate calculations. Round your final answer to 2 decimal places.)

A loan is offered with monthly payments and a 15.75 percent APR. Whats the loans effective annual rate (EAR)? (Do not round intermediate calculations. Round your final answer to 2 decimal places.)

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