Compute the total and annual return on the following investment.

Two

Two years after paying $3800

3800 for shares in a startupcompany, you sell the shares for $3100

3100 (at aloss).

The total return is ?

(Do not round until the final answer. Then round to the nearest tenth asneeded.)

The annual return is

nothing

(Do not round until the final answer. Then round to the nearest tenth asneeded.)