CONFIDENTIAL QUESTION 4 BA/FIN533/JANUARY 2022 Suzanna was admitted to Kota Bharu Medical Specialist Hospital for knee surgery. Fortunately, Suzanna bought a medical insurance policy with Zurich Takaful Berhad last year. When she was discharged, the hospital presented her with the following bill: Hospital Bill RM19,000 RM380 per night for 7 Items Surgeon's fee Hospital room nights Medicines RM950 X-Rays RM600 Insurance premium paid per year Insurance Policy RM25,000 maximum RM400 maximum per night or RM5,000 per year Reasonable amount paid in full Reasonable amount paid in full RM5,800 Calculate the amount covered by the insurance policy and Suzanna's share of the cost of her treatment. Discuss and comment whether it is a good decision to pay the premium of RM5,800 for the policy. (10 marks)