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confirmed by the in Aug)? 2 What set of conditions would result in a bond with the greatest price volatility (for a given change in

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confirmed by the in Aug)? 2 What set of conditions would result in a bond with the greatest price volatility (for a given change in interest rates) a) a high coupon bond with a short maturity b) a high coupon bond with a long maturity c) a low coupon bond with a short maturity da low coupon bond with a long maturity 21. Assuming the borrow keeps his or her mortgage for the entire maturity, an institution that originates and holds fixed-rate mortgages is positively affected, in terms of profitability, by interest rates. The borrower who was provided the mortgage is more likely to refinance the mortgage if interest rates a)stable, fall b)increasing, remain stable Cincreasing, rise ujdecreasing, fall 22. The relationship between duration and maturity is and the gap between duration and maturity gets - the longer the maturity of the security (think about the duration of a 30 year bond versus the duration of a 3 year bond). a positive, wider positive, narrower C negative, wider d negative, narrower 23. You would like to assess the return of your portfolio on a risk-adjusted basis. You hold basically one stock, UPS. You work for UPS and think it is a great company. As such, the bulk of your savings are invested in UPS stock. In terms of a risk-adjusted retum measure, which is best for you given your poorly diversified portfolio? A. the CAPM. B. the Sharpe ratio. C. the Treynor ratio. D. the holding period return. 24. There are several problems with the mortgage-backed securities market that contributed to the financial crisis. Which of the following is NOT a problem with mortgage-backed securities (MBS)? A. The underlying collateral (i.e., mortgages) was damaged by sub-prime lending, B. Fannie Mae and Freddie Mac were encouraged to buy mortgages so that more people could own homes. The investment banks started buying mortgages too. C. There is less incentive to make good loans because banks sell mortgage loans after they make them. D. Investors who engaged in credit default swaps felt "safe" in investing in higher risk MBSS because they had effectively transferred the default risk to companies like AIG. E. All of the above are factors in the financial crisis

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