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Congratulations! You have won a state lottery. The state lottery offers you the following (after-tax) payout options (Click the icon to view the payout options)

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Congratulations! You have won a state lottery. The state lottery offers you the following (after-tax) payout options (Click the icon to view the payout options) (Click the icon to view Present Value of $1 table.) (Click the icon to view Present Value of Ordinary Annuity of $1 table) (Click the icon to view Future Value of $1 table.) (Click the icon to view Future Value of Ordinary Annuity of S1 table.) Assuming you can earn 6% on your funds, which option would you prefer? cic The present value of the payout is (Round your answers to the nearest whole dollar) Present value of the payout, Option #1 Present value of the payout, Option #2 Present value of the payout, Option #3 (Enter your answer as a numeraleg. 1) The highest present value using the 6% discount rate and the option that, therefore, appears to be the most favorable, is payout option Data Table Option #1: $11,000,000 after five years Option #2: $2,200,000 per year for five years Option #3: $10,000,000 after three years ate al Print Done Present Value of $1 3% 1% 4% Periods 2% 5% 6% 7% 8% 9% 10% 12% 15% 18% 14% 20% 16% Period 1 0.990 0.980 0.971 0.962 0.952 0.9430.935 0.926 0.917 0.909 0.893 0.877 0.870 0.862 0.847 0.833 Period 2 0.980 0.961 0.943 0.925 0.9070.890 0.873 0857 0.842 0.826 0.797 0.769 0.756 0.743 0.7180.694 Period 3 0.971 0.942 0.915 0.8890.864 0.840 0.816 0.794 0.772 0.751 0.712 0.675 0.658 0.641 0.609 0.579 Period 4 0.961 0.924 0.888 0.855 0.823 0.792 0.763 0.735 0.708 0.683 0.636 0.5920.572 0.552 0.516 0.482 Period 5 0.951 0.906 0.863 0.822 0.784 0.747 0.713 0.681 0.650 0.621 0.567 0.519 0.497 0.476 0.437 0.402 Period 6 0.9420 888 0.837 0.790 0.746 0.705 0.666 0.630 0.596 0.564 0.507 0.456 0.432 0.410 0.370 0.335 Period 7 0.933 0871 0.813 0.7600.711 0.665 0.623 0.5830547 0.513 0.452 0.400 0.376 0.354 0.314 0.279 Period 8 0.923 0.853 0.789 0731 0.6770627 0 5820.540 0.502 0.467 0.4040.3510.327 0.305 0.266 0.233 Period 9 0.914 0.837 0.766 0.703 0.645 0.592 0.544 0.500 0.460 0.424 0.361 0.308 0 284 0.263 0.225 0.194 Period 10 0.905 0.820 0 744 0.676 0.614 0.558 0.508 0.463 0.422 0.386 0.322 0.270 0.247 0.227 0.191 0.162 Period 110.896 0.804 0722 0.650 0.585 0.527 0.475 0.429 0.3880.3500 287 0.237 0.215 0.195 0.162 0.135 Period 12 0.887 0.788 0.701 0.625 0.557 0.497 0.444 0.397 0.356 0.319 0.257 0.208 0.187 0.168 0.137 0.112 Period 13 0879 0.773 0681 0.601 0.5300469 0.415 0.368 0.326 0.2900 229 0.182 0.163 0.145 0.116 0.093 Period 14 0.870 0.758 0.661 0.577 0.505 0.442 0.388 0.340 0299 0.263 0 205 0.160 0.141 0.125 0.099 0.078 Period 15 0.861 0.743 0.642 0.555 0.481 0.417 0.3620315 0275 0.239 0.183 0.140 0.123 0.108 0.084 0.065 Period 16 0.853 0.728 0.623 0534 0.458 0 3940 339 0.292 0.252 0218 0.163 0.123 0.1070.093 0.071 0.054 Period 17 0 844 0714 0605 0.513 0.436 0.371 0.317 0.270 0231 0.1980.146 0.1080.093 0.080 0.060 0.045 Period 18 0836 0700 0.587 0.4940416 0 350 0.296 0.250 02120 180 0.130 0.095 0.081 0.069 0.051 0.038 Period 19 0.828 0.686 0.570 0.475 0.396 0331 0277 0.232 0.194 0 164 0.116 0.083 0.070 0.060 0.043 0.031 Period 20 0820 0673 0554 0.456 0377 0.3120 258 0215 0.178 0.149 0.104 0.073 0.061 0.051 0.037 0.026 Period 21 0.811 0.660 0538 0.439 0.359 0.294 0 242 0.1990.1640.135 0.093 0064 0.053 0.044 0.031 0.022 Period 22 0803 0 647 0522 0.422 0.3420278 0.226 0 184 0.150 0.123 0.0830 058 0.0460 0380026 0018 Period 23 0795 06340.507 0.406 0.326 0262 0211 0.170 0.138 0.112 0.074 0.049 0.040 0.033 0.022 0.015 Period 24 0.788 0622 0492 0.390 0.310 0 247 0 197 0.158 0.126 0.1020066 0.043 0.035 0.028 0.019 0.013 Period 25 0.780 0.610 0.478 0.375 0295 0233 0.184 0.146 0.116 0.092 0.0590.039 0030 0.0240016 0.010 Period 26 0772 0598 0.4640 361 0.281 0220 0.172 0.135 0.106 | 0.0840053 + 22 2% Present Value of Ordinary Annuity of $1 Perods 1% 3% 4% 5% 6% 7% 8% 9% 10% 12% 14% 15% 16% 18% 20% eriod 1 0.990 0.980 0.971 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.893 0.877 0.870 0.862 0.847 0.833 Period 2 1.970 1.942 1.9131.886 1.859 1833 1.808 1783 1.759 1736 1.690 1.647 1.626 1.605 1.566 1.528 Period 3 2.9412.884 2.8292775 2.723 2673 2.624 2.577 2.531 2487 24022322 2.283 2246 2.174 2.106 Period 4 3.902 3.808 3.717 3.630 3.546 3.465 3.387 3.312 3240 3.170 3.037 2.914 2.855 2.798 2.690 2.589 Period 5 4.853.4713 4.580 4.452 4.329 4212 4.100 3.993 3.890 3.791 3.605 3.433 3.352 3 274 3.127 2.991 Period 6 5795 5.601 5.417 5242 5.076 4.917 4.767 4623 4.486 4.355 4.111 3.889 3.784 3.685 3.498 3.326 Period 7 6.728 6.472 6.230 6.002 5.786 5582 5389 5.206 5033 4.868 4.564 4288 4.160 4.039 3.812 3.605 Period 8 7.652 73257.020 6.733 6.463 6210 5.971 5.747 5.535 5.335 4.968 4.639 4 487 4 344 4.078 3.837 Period 9 8.566 8.162 7 786 7 435 7 108 6.802 6.515 6.247 5.995 5.759 5.328 4.946 4.7724.607 4.303 4.031 Period 10 9.471 8.983 8.530 8.111 7722 7360 7024 6.710 6.418 6.145 5.6505.216 5.019 4.833 4494 4.192 Period 11 10.368 9.7879.253 8760 8.306 7.887 7.499 7.139 6.805 6.495 5.938 5.453 5.234 5.029 4.656 4327 Period 12 11 255 10.575 | 9.954 9.385 8.863 8 3847 943 7536 7.1616.814 6.194 5660 5.421 5.1974.793 4.439 Period 13 12.134 11 348 10.635 9.9869.3948.853 8.358 790474877 103 6.424 5 842 5,583 5.342 4.910 4,533 Period 14 13.004 12.106 11 296 10.5639 899 9.295 8.745 8 244 7786 7367 6,628 6.002 5.724 5.468 5.008 4611 Period 15 13 865 12.84911 93811118 10 3809712 9.108 8,559 8.061 7606 6.811 6 1425.847 5.575 5.092 4.675 Period 16 14 718 13.5781256111652 10.838 10.106 9.447 8.85183137824 6.9746.265 5954 5.669 5.162 4730 Period 17 15.562 14 292 13.166 12.16811274 10.477 9763 9.122 8.5448.022 7.120 6373 6.047 5.7495 222 4.775 Period 18 16 398 14.992 13.754 12 659 11 690 10.828 10.0599.372 8.7568.201 7.250 6.467 6.128 5 818 5.273 4.812 Period 19 17226 15.678 14 32413.134 12.085 11 158 10 336 9.6048.950 8.365 73666.550 6.1985.877 5 316 4.844 Period 20 18.046 16 351 14.877 13.590 12.462 11.470 10.5949.818 9.1298514 7.4696 623 6.259 5.929 5.353 4.870 Period 21 18 857 17 011 15.415 14.029 12 821 11.764 10.836 10.01792928.649 7562 6.687 6312 5973 5.384 4.891 Period 22 19 660 17 658 15,93714 451 13 163 12.042 11.061 10 201 9.442 8.772 7.645 6.743 6.359 Period 23 20.456 18 292 16.444 14 857 13.489 12 303 1127210 371 9.580 88837.7186.792 6.3996 044 5.432 4.925 6.011 5.410 4 909 Period 24 21.243 18.914 16.936 15 247 13.799 12560 11.469 10.529 9707 8.9857.7846.835 6.434 6.073 5.451 Period 25 22023 19523 17.413 15 622 14.094 12783 11654 10 675 9.8239.077 4.937 7.8436.873 6.464 6.097 5.467 4948 Period 26122795112111777 E DO Periods Period 1 Period 2 Period 3 Period 4 Period 5 Period 6 Period 7 Period 8 Period 9 Period 10 Period 11 Period 12 Period 13 Period 14 Period 15 Period 16 Period 17 Period 18 Period 19 Period 20 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 12% 14% 75% 1.010 1.020 1.030 1.040 1.050 1.060 1.070 1.080 1.090 1.100 1.120 1.140 1.150 1.020 1.040 1.061 1.082 1.103 1.124 1.145 1.166 1.188 1.210 1.254 1.300 1.323 1.030 1.061 1.093 1.125 1.1581.191 1.225 1.260 1.295 1.331 1.405 1.482 1.521 1.041 1.082 1.126 1.170 1.216 1.262 1.311 1.360 1412 1.464 1.574 1689 1.749 1.051 1.104 1.159 1.217 1.2761338 1.403 1.469 1.539 1.611 1.762 1.925 2.011 1.062 1.126 1.1941.265 1.340 1.419 1.501 1587 1.677 1.772 1.974 2.1952 313 1.072 1.149 1.230 1.316 1.407 1.504 1.606 1.7141.828 1.949 2211 2502 2660 1,083 1.172 1.267 1.369 1.4771.594 1.718 1.851 1.993 2.144 2.476 2.853 3.059 1.094 1.195 1305 1.423 1.551 1.689 1.838 1.999 2.172 2.358 2.7733.252 3518 1.105 1219 1.344 1.480 1.629 1.791 1.967 2.159 2.367 2594 3.106 3.707 4.046 1.116 1243 1.384 1.539 1.710 1.898 2.105 23322580 2.853 3.479 4.226 4.652 1.127 1.268 1426 1.601 1.796 2.012 2252 2518 2.813 3.138 3.896 4.818 5.350 1.138 1.294 1.469 1.665 1.886 2.133 24102.720 3.066 3.452 4.363 5.492 6.153 1.149 1.319 1.513 1.732 1.980 2.261 25792.937 3.342 3.798 4.887 6.261 7.076 1.161 1 346 1.558 18012079 2 397 2759 3.1723.642 4.177 5.474 7.138 8.137 1.173 1.373 1.6051.873 2.183 2.540 2.952 3.426 3.970 4.595 6.130 8.137 9358 1.184 1.400 1.653 1.948 2292 2693 3.159 3.700 4.328 5.054 6866 9.276 10.76 1.196 1.428 1.7022026 2407 28543.380 3.996 4.717 5.560 7.690 10.58 12.38 1.208 1.4571754 2.1072 527 3.026 3.617 4 316 5.142 6.116 8.613 12.06 14.23 1.220 1.486 1.806 2.1912 653 3.2073.870 4.661 5.604 6.727 9.646 13.74 16:37 1.232 1.516 1.860 2279 2.786 3400 4.1415.034 6.109 7.400 10.80 15.67 1882 1245 1546 1.916 2.370 2925 3.604 4.430 5.4376.659 8.140 12.10 17.86 21.64 1 257 1.577 1.9742465 3.0723 820 4741 5.871 7258 8.954 13.55 20.36 24.89 1270 1 608 2033 2563 3.225 4.049 5.0726.3417.911 9.850 15.18 23 21 28.63 1 282 1641 2.094 2.666 3.386 4 292 5.427 6.8488.623 10.83 17 00 26.46 32.92 Period 21 Period 22 Period 23 Period 24 Period 25 5% 6% Periods 1% 2% 3% 4% 7% 8% 9% 10% 12% 14% 15% Period 1 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Period 2 2.010 2020 2030 2040 2050 2060 2.070 2.080 2090 2.100 2120 2 140 2.150 Period 3 3.030 3.0603.091 3.122 3.153 3.184 3.2153.246 3278 3.310 3.374 3.440 3.473 Period 4 4.060 4.122 4.184 4246 4310 4.375 4.440 4.506 4.573 4.641 4.779 4.921 4.993 Period 5 5.101 52045.309 5.416 5.526 5637 5751 5.867 5.985 6.105 6.353 6.610 6.742 Period 6 6.152 6.308 6.468 6.633 6.802 6.975 7. 1537.336 7.523 7716 8.115 8.536 8.754 Period 7 72147.434 7662 7.898 8.142 8.394 8.6548.923 9.200 9.487 10.09 10.73 11.07 Period 8 8.286 8.5838.8929214 9.549 9.897 10.260 10.64 11.03 11.44 12.30 13.23 13.73 Period 9 9.369 9.755 10.16 10.58 | 11.03 11.49 11.98 12.49 13.02 13.58 14.78 16.09 16.79 Period 10 10.46 10.95 11.46 1201 1258 13.18 13.82 14.49 15 19 15.94 17.55 19.34 20.30 Period 11 11.57 12.17 12.81 13.49 1421 14.97 1578 16.65 1756 18.53 20.65 23.04 24.35 Period 12 12.68 13.41 14.19 15.03 15.92 16.87 17 89 18.98 20.14 21.38 24.13 27 27 29.00 Period 13 13.81 14.68 15.62 16.63 1771 18.88 20.14 21.50 22.95 24.52 28.03 32.09 34.35 Period 14 14.95 15.97 17.09 18 29 19.60 21.02 22.55 24 21 26.02 27.98 32.39 37 58 40.50 Period 15 16.10 17.29 18.60 20.02 2158 23 28 25.13 27 15 29.36 31.77 37.28 43.84 47.58 Period 16 17.26 18.64 20.16 2182 2366 25.67 27 89 30 32 33.00 35.95 42.75 50.98 55.72 Period 17 18.43 20.01 21.7623.70 25.84 282130.84 33.75 36,97 40.54 48.88 59.12 65.08 Period 18 19.61 21.4123.41 25.65 28.13 30.91 34.00 37 4541.30 45.60 55.7568.39 75.84 Period 19 20.81 2284 25.12 27.67 30.54 33.76 37 38 41 45 46.02 51.16 63.44 78.97 88 21 Period 20 22.02 24.30 26 87 29.78 33.07 36.79 41.00 45.76 51.16 5728 7205 91.02 102.4 Period 21 23 24 25.78 28.68 31.97 35 72 39.99 44.87 50.42 56.76 64.00 81.70 104.8 118.8 Period 22 24.47 27 30 30 54 34 25 38.51 43.39 49.01 55 46 62 87 71.40 92 50 120.4 1376 Period 23 25.72 28 85 32.45 36.62 41.43 4700 53.4460.89 69.53 79.54 104,6 138.3 159.3 Period 24 26.97 30.42 34.43 39.08 44.50 50.82 58.18 66.76 76.79 88 50 1182 158.7 1842 Period 25 28 24 32 03 36.46 41.65 47.73 54.86 63 25 73.11 84.70 98 35 133.3 181.9 2128 The present value of the payout is. (Round your answers to the nearest whole dollar.) Present value of the payout Option #1: Present value of the payout, Option #2 Present value of the payout Option #3: (Enter your answer as a numeraleg. 1.) The highest present value using the 6% discount rate and the option that, therefore, appears to be the most favorable, is pa option # W ount rate and the option that, therefore, appears to be the most favorable, is payout

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