Congratulations, you have won the lotteryl Would you rather have $80 million, spread out in 11 annual payments of $4 million, with the first payment coming one year from now, or $29.11 million paid out as a lump sum today? (Assume a discount rate of 8.8% ) The present value, PV, of the $4 million at the end of each of the next 11 years is $ (Round to the nearest cent)