Congratulations. You just won $1 million in the Ohio Lottery. You can receive $50,000 per year for the next 20 years or $$360,000 right now. Which is better from a present value perspective?. If you take all at once you will pay 35% federal tax, otherwise you will pay 22% per year. Which is better from after tax perspective? Any non-financial considerations? Be specific. Make a minimum 300 word quality primary post .