Consider a lotlery that pays to the winner an annual annuty of $80 that begins in one year and conlinues for 6 consecutive years witi one exception - the payment at the end of year 3 land only in this yoan is not $80 but instead is $120. Using an interest tate of 5%, determine the presert value of this prise. Work alt analyis using at least four decinul paces d acouracy