Consider a lottery that pays to the winner an annual annuity of $60 that begins in one year and continues for 6 consecutive years with one exception -- the payment at the end of year 4 (and only in this year) is not $60 but instead is $90. Using an interest rate of 2%, determine the present value of this prize.

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Place your answer in dollars and cents without using a dollar sign or a comma. For example, if your answer is one hundred thousand five hundred and seventy then place your answer as 100570. Work all analysis using at least four decimal places of accuracy.