Consider a lottery that pays to the winner an annuity of $200 that begins immediately (an annuity due) and then annually in year 1 through year 24 with one exception Because of high administrative costs associated with running the lottery, the payment in year 19, and only 19, is not $200 but $0. Using an interest rate of 7%, determine the present value of this cash flow stream $ INSTRUCTIONS: Place your answer in dollars and cents without using a dollar sign or a comma. For example, if your answer is one hundred thousand five hundred and seventy then place your answer as 100570. Work all analysis using at least four decimal places of accuracy