Consider a lottery that pays to the winner an annuity of $800 that begins immediately (an annuity due) and then annually in year 1 through year 25 with one exception. Because of high administrative costs associated with running the lottery, the payment in year 20, and only 20, is not $800 but $0. Using an interest rate of 7%, determine the present value of this cash flow stream. $ INSTRUCTIONS: Place your answer in dollars and cents without using a dollar sign or a comma. For example, if your answer is one hundred thousand five hundred and seventy then place your answer as 100570. Work all analysis using at least four decimal places of accuracy