Consider a stock that has a correlation with the market of 0.68 and a standard deviation of 22%. According to the CAPM, if market has an expected return of 12% and a standard deviation of 18%, and the risk-free rate is 3%, what will be the stocks expected rate of return? Express your answer in decimal format, rounded accurately to 4 decimal places (e.g., 10.67% should be expressed as 0.1067 and nothing else).