Consider a whole life insurance policy of benefit amount $10,000 issued to an individual aged 40. You are given the following information: (i) Premiums are paid annually for a period of twenty years (ii) Gross premium reserve at time 5 = 1000 (iii) d = 0.05 (i) 1145 = 0.296 (ii) {145 = 15.67 (iii) [ion5| = 11.45 (iv) Benefits are paid immediately at death (v) Expenses are according to the following schedule: Per Policy First Year _ Calculate the gross annual premium