Consider an insurance policy issued to (x) under which the death benefit is (1 + j)t if death occurs at age x + t, with the death benefit being payable immediately on death. Find the EPV of the death benefit if the policy is a 10-year term insurance under Standard Ultimate Survival Model for j = 0.06 and 40 and an effective interest rate of 10%. Standard Ultimate Survival Model says that the force of mortality equals x = A + Bc with A = 0.00022, B = 2.7 106, c = 1.124 You can use numerical integration via Wolfram Alpha.