Consider an investment with an initial cost of $20,000 and is expected to last for 4 years without any terminal value. The expected cash flow are shown below: Compute the Net Present Value for this cash flow assuming a discount rate of 10%. (Show Work)

Year Cash Flow 0 -$20,000 1 $ 9,000 2 $ 6,000 3 $ 5,000 4 $ 5,000