Consider car, house, disability, and life insurance. How does each type of insurance SHIFT or REDUCE your risk or otherwise help protect you and your assets or wealth? (The introduction section of Chapter 10 in the OER discusses risk and will be helpful. You can also research the concept of risk reduction and shifting).

2. Assume your future employer will not offer Disability Insurance. Research a private policy. Document features, benefits, eligibility, and costs.

3. In addition to disability insurance, Critical Illness Insurance has become a key part of protecting your financial future. It was introduced in 1983 (not that long ago), by a Doctor who saw that with modern medicine, people were recovering from their critical illnesses, but had financial hardships following. Research a private policy. Document features, benefits, eligibility, and costs.

4. Research Employment Insurance. Document features, benefits, eligibility, and costs.

5. Compare and contrast the following types of life insurance: whole, universal and term. Include features, benefits, eligibility, and costs.