Consider, "EXAMPLE Citibank and Credit Cards for Undergraduates", at pages 45 and 46 of Business and Its Environment, Second Custom Edition. Explain how, how not, or how eventually, in the Screening process of Figure 2-5 on page 45 of Business and Its Environment, Second Custom Edition, that Citibank found that the use of an undergraduate's major to assess creditworthiness is contrary to law, offends widely shared ethics principles, is discriminatory, or is against company policy? (10 Marks)