Consider spot rates for three zero-coupon bonds: r(1) = 12%, r(2) = 11 %, and r(3) = 9%. Which statement is correct? Group of answer choices the forward curve will be below the spot curve. the forward curve will be above the spot curve. the forward curve will be flat and equal to the spot curve. the forward curve will be independent of the spot curve. None of the other answers are correct.