Consider the 5 reform proposals suggested by the authors in this special topic. Indicate why you believe each is either a good or bad idea. Explain your answers. a. Equalize the tax treatment of out-of-pocket medical expenses and the direct purchase of health insurance with that of health insurance purchased through an employer. b. Allow the residents of each state to purchase health care from out of state providers. c. Encourage health savings accounts and the direct payment of medical bills from the accounts. d. Encourage the purchase of catastrophic health insurance and discourage the purchase of policies with first-dollar coverage and small co-payments. e. Place more emphasis on the supply side of the health care market.