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Consider the following: 15 healthy people with an expected cost of $50 80 average people with an expected cost of $350 5 sick Individuals with

Consider the following:

15 healthy people with an expected cost of $50

80 average people with an expected cost of $350

5 sick Individuals with an expected cost of $500

Loading Fee = 15%

Calculate the experience rated premium for each group:

Calculate the community rated premium for plans that underwrite all three groups together:

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