Consider the following balance sheet for Northern Highland Credit Union (NHCU) before answering parts (i) through (v).

Assets ($ million) $ Liabilities ($ million) $ Cash 30 Overnight interbank borrowing 160 (7.00%) T-notes 2 month (7.05%) 60 2-year CD (5%) 20 T-notes 3 months (7.25%) 80 7 year fixed rate Subordinated debt 150 (8.55%) T-notes two-year (7.50%) 60 Equity 25 T-notes 10-year (8.96%) 100 Corporate bonds (>5 years to 25 maturity) Total assets 355 Total liabilities and Equity 355