Consider the following balance sheet for Watchover Savings Inc. (5 in millions Assets Floating-rate mortgages (currently 13% annually) 30 year fixed-rate loans (currently 10% annually) Llabilities $ 64 NOW accounts (currently 9% annually) 64 Time deposits currently 9% annually) Equity $123 33 Total 5125 1. What is WatchoverU's expected net interest income at year-end? b. What will be the net interest income at year-end of interest rates rise by 4 percent? (For all requirements, do not round intermediate calculations. Enter your answers in millions rounded to 2 decimal places. (eg... 32.16) a Net interest income b Not interest income million million