Consider the following balance sheet for Watchover Savings Incorporated ($ in millions): Assets Floating rate mortgages (currently 14% annually) 30-year fixed-rate loans (currently 11% annually) $ 68 68 99 Liabilities Now accounts (currently 10% annually) Time deposits (currently 10% annually Equity $ 88 38 10 $ 136 Total $ 136 a. What is Watchoveru's expected net interest income at year-end? b. What will be the net interest income at year-end If interest rates rise by 3 percente (For all requirements, do not round intermediate calculations. Enter your answers in millions rounded to 2 decimal places. (e.g.. 32.16) $ Net interest income b Not interest incomo 4.40 million million