Consider the following balance sheet for Watchover Savings Incorporated $($in millions$)$:

Assets

Floating$-$rate mortgages $($currently $118$ per annum$)$ $$98$

$30-$year fixed$-$rate loans $($currently $8\%$ per annum$)$

Total

$5-$year time deposits $($currently $78$ per annum$)$

Equity

$$207$ Total

$\backslash$table$[[$$$124$