Consider the following balance sheet for Watchover Savings Incorporated (in millions):

Assets		Liabilities and Equity
Floating-rate mortgages (currently 12% per annum)	$ 76	Now deposits (currently 8% per annum)	$ 113
30-year fixed-rate loans (currently 9% per annum)	98	5-year time deposits (currently 8% per annum)	24
		Equity	37
Total	$ 174	Total	$ 174

a. What is Watchovers expected net interest income at year-end? (Enter your answer in millions rounded to 2 decimal places. (e.g., 32.16)) b. What will be the net interest income at year-end if interest rates rise by 1 percent? (Enter your answer in millions rounded to 2 decimal places. (e.g., 32.16)) c. Using the one-year cumulative repricing gap model, what is the change in the expected net interest income for a 1 percent increase in interest rates? (Negative amount should be indicated by a minus sign. Enter your answer in millions rounded to 2 decimal places. (e.g., 32.16))