Consider the following balance sheet for WatchoverU Savings Incorporated $($$ in millions$)$:

a$.$ What is WatchoverU's expected net interest income at year$-$end?

b$.$ What will be the net interest income at year$-$end if interest rates rise by $1$ percent?

$($For all requirements, do not round intermediate calculations. Enter your answers in millions rounded to $2$ decimal places. $($e$.$g$.,$

$32\mathrm{.}16))$