Consider the following balance sheet for WatchoverU Savings Incorporated ($ in millions): Assets Liabilities Floating-rate mortgages (currently 13% annually) $ 53 NOW accounts (currently 9% annually) $ 73 30-year fixed-rate loans (currently 10% annually) 53 Time deposits (currently 9% annually) 18 Equity 15 Total $ 106 $ 106 a. What is WatchoverUs expected net interest income at year-end? b. What will be the net interest income at year-end if interest rates rise by 2 percent? (For all requirements, do not round intermediate calculations. Enter your answers in millions rounded to 2 decimal places. (e.g., 32.16)) a) Net Interest Income b) Net Interest Income