Consider the following case: On June 1, Hilary's credit card has a balance of $7,876.75. According to the terms of the card's lending agreement, an interest rate of 20% per year is assessed and the monthly finance charges are calculated using the Average Daily Balance (ADB) including purchases method. During the month, Hilary expects to make the purchases listed below and will make a payment of $590.76 on June 24 , and has collected the following additional information: Use the following table to help Hilary estimate her monthly interest charge for June. One way by which Hilary can increase her finance charges, everything else remaining constant, is to: Buy a larger number of more expensive items using your card. Make fewer, less expensive purchases. Make larger or more frequent payments