Consider the following case. You are working as a consultant in the field of international trade. One of your customers is approaching you for advice. She wants to import goods from India to Germany. A more experienced colleague of her has advised her to get an "International Export Insurance" and a "Currency Hedge" for this transaction. She is now confused what these tools can do for her and whether they are necessary considering the additional costs. Provide a brief summary for your client what an "International Export Insurance" and a "Currency Hedge" are. Under which circumstances would you advise her to obtain / not obtain these tools?