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Consider the following cash flows and calculate the present value of this cash flow stream if the interest rate is 5%. Include two decimals in

Consider the following cash flows and calculate the present value of this cash flow stream if the interest rate is 5%. Include two decimals in your answer and a negative if appropriate

Year 0: $482

Year 1: $0

Year 2: $0

Year 3: $-423

Year 4: $400

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