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Consider the following cash flows and calculate the Present Value of this cash flow stream if the interest rate is 5%. Please include two decimals

Consider the following cash flows and calculate the Present Value of this cash flow stream if the interest rate is 5%. Please include two decimals in your answer and a negative if appropriate

Year 0: $-482

Year 1: $410

Year 2: $0

Year 3: $0

Year 4: $420

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