Consider the following data $($in millions$)$ from Trident Financial Incorporated, which has two main divisions, mortgage loans and

consumer loans:

Required:

Based on ROI, which division is more successful?

Mortgage loans

Consumer loans

Trident uses residual income $($RI$)$ as a measure of the financial performance of its divisions. What is the RI for each division if the

minimum desired rate of return is $($a$)10\%,($b$)15\%,$ and $($c$)20\%?($Leave no cells blank. Negative amounts should be indicated by a

minus sign. Enter your answers in millions.$)$