Consider the following income statement for WatchoverU Savings Inc. (in millions) Liabilities Assets Floating-rate mortgages (currently 13% annually) 30-vear fixed-rate loans (currently 10% annually) NOW accounts (currently 9% annually) Time deposits (currently 9% annually) Equity $64 $84 64 Total $ 128 $ 128 a. What is WatchoverU's expected net interest income at year-end? (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places. (e.g.. 32.16) Net interest income million b. What vill be the net interest income at year-end if interest rates rise by 4 percent? (Do not round 2 decimal places. (o.g. intermediate calculations. Enter your answer in milions rounded to 32.16)) Net interest income million