Consider the following information for a plain vanilla bond: Assume you have a one-year investment horizon and purchase a semiannual coupon bond (TODAY) that pays a 7.00% coupon (annual rate), has a par value of 1000.00, matures in 20 years, and has a yield to maturity of 12.00%. If you have owned the bond for exactly one year (exactly 19 years of maturity left and the bond just paid the latest coupon) and the bond is currently yielding 10.00% to maturity. What is the rate of return for owning the bond over the last year?