Consider the following: Mary is 30 years old with a 2-year-old child She works in a leading telecoms company. Her salary is enough to take care of her living expenses. She has received Sh. 1 million from her parents and would like to invest all of it. She neither plans to save any additional amounts nor withdraw any amounts until retirement. Mary expects to retire in 25 years' time. Upon retirement she expects to live for another 20 years spending Sh. 3 million every year. Mary hopes to bequeath her child Sh. 20 million upon her death. No taxes. Her knowledge of the financial market is scanty. She is also afraid of losing all her money in investments. She is an active member of a local lobby group advocating for clean renewable energy in the country. She approaches you for investment advice Required Prepare an Investment Policy Statement (IPS) for Mary outlining the following: 1) Risk objectives (5 marks) 11) Return objective (include the target return). (7 marks) 111) Constraints