Consider the following price and dividend data for Quicksilver Inc.: Date Price ($) Dividend ($) December 31, 2004 $14.85 January 26, 2005 $13.47 $0.11 April 28, 2005 $9.14 $0.11 July 29, 2005 $10.74 $0.11 October 28, 2005 $8.02 $0.11 December 30, 2005 $7.72 Assume that you purchased Quicksilver's stock at the closing price on December 31, 2004 and sold it at the closing price on December 30, 2005. Your realized annual return for the year 2005 is closest to