Consider the following table of recommended asset allocation percentages of cash/bonds/equity:

Risk tolerance / Investment strategy	0-5 years	6-10 years	11+ years
Low-risk / Conservative	35 / 40 / 25	20 / 40 / 40	10 / 30 / 60
Moderate risk / Moderate	20 / 40 / 40	10 / 30 / 60	0 / 20/ 80
High-risk / Aggressive	10 / 30 / 60	0 / 20 / 80	0 / 0 / 100

1) If you believe that the allocation of assets in your portfolio should be modified to meet your retirement needs, then it is recommended that your holding of. Check all that apply.

A) Bonds be decreased

B) Bonds be increased

C) Cash and cash equivalents be decreased

D) Equities be decreased

E) Cash and cash equivalents be increased

F) Equities be increased

2) Financial experts recommend that you should review and rebalance your investment portfolio at least once every___?____ (3 Years / Quarter / Month / Year) .

3) Which of the following statements is true regarding the dollar-cost averaging strategy? Check all that apply.

A) Using this strategy, you can purchase a larger number of shares in a rising market than in a declining market.

B) An advantage of dollar-cost averaging is that it can reduce the average cost of purchased shares over a long investment period.

C) Dollar-cost averaging is successful in a rising, fluctuating, or declining market.

D) For this strategy to be successful, you must be lucky and knowledgeable; discipline is irrelevant.

E) An advantage of dollar-cost averaging is that it imposesand requiresinvestor discipline.

4) As a long-term investor, how should you respond to a bear market?

A) Sell quickly to "stop the bleeding."

B) Hold tight; do not sell, but do not continue investing.

C) Continue with your investment plan; it is good to buy while the prices are low.

Please answer 1-4 thank you.

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