Consider the following two mutually exclusive projects: Year Cash Flow (X) Cash Flow (Y) 0 $ 19,600 $ 19,600 1 8,750 9,900 2 8,900 7,700 3 8,700 8,600 Calculate the IRR for each project. (Round your answers to 2 decimal places. (e.g., 32.16)). IRR Project X % Project Y % What is the crossover rate for these two projects? (Round your answer to 2 decimal places. (e.g., 32.16)). Crossover rate % What is the NPV of Projects X and Y at discount rates of 0%, 15%, and 25%?