Consider the recent tornados that have destroyed many business properties (and homes, but we focus on business properties in this question) and in this context, answer the following questions. 

1. What coverages of Commercial Property Insurance will likely go into play and what does each of these coverages cover? 

2. What do you think is the most important coverage(s) of Commercial Property Insurance policy in these cases and why? 

3. What would be some challenges for the business owners when they first purchased these coverages? What do you suggest that they do to overcome the challenges? 

4. Some of these business owners may also be interested in including the Commercial Property Policy as part of the Commercial Package Policy. What are the benefits of having a Commercial Package Policy (CPP)? Give at least two examples of OTHER policies that can be included in the CPP for these business owners.